TRICARE Select options include TRICARE Reserve Select and TRICARE
a. For Life
b. Dental Program
c. Select Overseas
d. Prime Remote
The Correct Answer and Explanation is :
The correct answer is a. For Life.
Explanation:
TRICARE is a health care program available to U.S. military service members, retirees, and their families. It offers several options for health care coverage, depending on the beneficiary’s status and location. TRICARE Select is a self-managed health care plan, where beneficiaries can see any authorized provider without needing referrals.
TRICARE Reserve Select is a premium-based plan available for qualified National Guard and Reserve members who are not on active duty. It provides coverage similar to TRICARE Select, but at a lower cost for those eligible.
Now, regarding the question:
- TRICARE For Life (TFL) is a health care option for retired military personnel who are eligible for Medicare. Once a retiree is eligible for Medicare (typically at age 65), TRICARE For Life becomes secondary coverage to Medicare. This means that TRICARE covers the costs not covered by Medicare, including co-pays and deductibles, as long as the beneficiary uses a TRICARE-authorized provider.
Here’s why the other options are incorrect:
- TRICARE Dental Program: This is a separate program focused on providing dental coverage, not a plan under TRICARE Select. It is available to eligible beneficiaries, but it does not relate to the TRICARE Select family of options.
- TRICARE Select Overseas: This is a version of TRICARE Select for beneficiaries who live overseas. However, the original question asks about TRICARE Select options, and TRICARE For Life is a broader and more common option, making it the most appropriate answer in this context.
- TRICARE Prime Remote: This is a specific TRICARE option available to active-duty service members who are stationed in remote locations where access to a military treatment facility (MTF) is limited. This plan is not part of the TRICARE Select category.
In summary, TRICARE For Life is the best match as a TRICARE Select option for retired military personnel eligible for Medicare.