Which of the following are not covered by Medicare Part B?
Select one: a.
Health screenings
b.
Outpatient care (i.e., doctor office visits)
c.
Hospitalization
d.
Laboratory services
The correct answer and explanation is :
The correct answer is:
c. Hospitalization
Explanation:
Medicare is a federal health insurance program primarily for people aged 65 and older, as well as certain younger individuals with disabilities. It consists of different parts that cover specific medical services:
- Medicare Part A (Hospital Insurance): Covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care.
- Medicare Part B (Medical Insurance): Covers outpatient care, doctor visits, preventive services, and medically necessary services.
- Medicare Part C (Medicare Advantage): An alternative to Original Medicare, offered by private insurers, covering both Part A and Part B services, sometimes with additional benefits.
- Medicare Part D (Prescription Drug Coverage): Covers prescription medications.
Why is Hospitalization Not Covered Under Medicare Part B?
Hospitalization falls under Medicare Part A, not Part B. Part A covers inpatient hospital stays, including room and board, nursing care, and certain hospital services. However, patients might still be responsible for deductibles and coinsurance.
What Does Medicare Part B Cover?
Medicare Part B primarily covers outpatient and preventive services, including:
- Doctor visits (outpatient care)
- Preventive screenings (e.g., mammograms, diabetes screenings)
- Laboratory tests (e.g., blood tests, diagnostic tests)
- Medical equipment (e.g., wheelchairs, walkers)
- Mental health care
- Some home health care services
Since hospitalization is covered by Medicare Part A, it is not included under Medicare Part B.
