{"id":114939,"date":"2023-08-23T10:37:40","date_gmt":"2023-08-23T10:37:40","guid":{"rendered":"https:\/\/learnexams.com\/blog\/?p=114939"},"modified":"2023-08-23T10:37:42","modified_gmt":"2023-08-23T10:37:42","slug":"life-health-and-accident-insurance-final-exam-questions-and-answers","status":"publish","type":"post","link":"https:\/\/www.learnexams.com\/blog\/2023\/08\/23\/life-health-and-accident-insurance-final-exam-questions-and-answers\/","title":{"rendered":"LIFE, HEALTH AND ACCIDENT INSURANCE FINAL EXAM. QUESTIONS AND ANSWERS."},"content":{"rendered":"\n<p>Accident and Health<br>Insurance Final Exam<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Your license will be considered to be inactive when you:<br>No longer have any appointments<\/li>\n\n\n\n<li>On a &#8220;participating&#8221; health insurance policy issued by a mutual insurance company,<br>dividends paid to policy holders are:<br>Not taxable since the IRS treats them as a refund of a portion of the premium paid<\/li>\n\n\n\n<li>All of the following are true regarding a non-contributory employer group medical<br>expense insurance policy EXCEPT:<br>Premiums must be paid entirely by the employees<\/li>\n\n\n\n<li>Which two of the following are considered to be activities of daily living in most longterm care policies:<br>Eating and dressing<\/li>\n\n\n\n<li>The Employee Retirement Income Security Act (ERISA) requires that employee<br>benefit plans be managed for the benefit of:<br>Participants and beneficiaries<\/li>\n\n\n\n<li>Which of the following must be printed on every licensee&#8217;s business cards, written<br>price quotations and printed advertisements:<br>Their insurance license number<\/li>\n\n\n\n<li>At age 65, an individual would be eligible for which of the following at no charge<br>Part A of Medicare<\/li>\n\n\n\n<li>Under the California Insurance Code (CIC), neither party to a contract of insurance is<br>bound to communicate any of the following EXCEPT:<br>Information known to be material<\/li>\n\n\n\n<li>The enrollee pays what percentage of the premium for Medicare Part B?<br>100%<\/li>\n\n\n\n<li>When an insurer voids an insurance contract due to an intentionally fraudulent<br>omission by the insured of a material fact, it is known as:<br>Rescission<\/li>\n\n\n\n<li>When can a representation be altered or withdrawn?<br>Before the insurance is effected, but not afterwards<\/li>\n\n\n\n<li>Under the Patient Protection and Affordable Care Act (PPACA), health plans cannot<br>limit or deny benefits or deny coverage for a child younger than age <em>__<\/em> because the<br>child has a pre-existing condition that developed before the child applied to join the<br>plan:<br>19<\/li>\n\n\n\n<li>Which of the following is not covered in a long-term care policy?<br>Acute care in the hospital<br><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Accident and HealthInsurance Final Exam<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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