{"id":114943,"date":"2023-08-23T10:40:18","date_gmt":"2023-08-23T10:40:18","guid":{"rendered":"https:\/\/learnexams.com\/blog\/?p=114943"},"modified":"2023-08-23T10:40:20","modified_gmt":"2023-08-23T10:40:20","slug":"life-health-and-accident-insurance-exam-chapter-12-questions-and-answers-2","status":"publish","type":"post","link":"https:\/\/www.learnexams.com\/blog\/2023\/08\/23\/life-health-and-accident-insurance-exam-chapter-12-questions-and-answers-2\/","title":{"rendered":"LIFE HEALTH AND ACCIDENT INSURANCE EXAM. CHAPTER 12. QUESTIONS AND ANSWERS."},"content":{"rendered":"\n<p>Chapter 12 &#8211; Health and<br>Accident Insurance Exam<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Jill has a group health plan with an employer that covers employees in more than one<br>state. Which of the following aspects is NOT affected by the state regulatory jurisdiction<br>established for this plan?<br>Continuation of coverage under COBRA<\/li>\n\n\n\n<li>Group accident and health insurance may be offered by an insurer when the<br>sponsoring group<br>Provides an employer-employee relationship<\/li>\n\n\n\n<li>Which of the following statements BEST describes a double indemnity provision in<br>travel accident insurance?<br>Benefits are doubled under certain circumstances stated in the policy<\/li>\n\n\n\n<li>What action can an insurer take to discourage malingering and false disability<br>claims?<br>Limit the amount of benefits an insured can receive from two disability policies with the<br>same insurer<\/li>\n\n\n\n<li>What type of employee welfare plans are not subject to ERISA regulations?<br>Church Plans<\/li>\n\n\n\n<li>Which of the following statements BEST describes disability buy-sell insurance<br>policies?<br>Policy proceeds are typically received income tax-free<\/li>\n\n\n\n<li>Darrell has a group long-term disability income policy paid by his employer. Which of<br>these statements is true?<br>The specified benefit amount is a percentage of his wages<\/li>\n\n\n\n<li>For employees covered in multiple states under a group health plan, jurisdiction rules<br>cannot alter<br>COBRA Laws<\/li>\n\n\n\n<li>How many employees must an employer have for the Consolidated Omnibus Budget<br>Reconciliation Act of 1985 (COBRA) to apply?<br>20 or more<\/li>\n\n\n\n<li>A certificate of coverage for a group health policy is best described as<br>Proof of coverage for the employee<\/li>\n\n\n\n<li>When disability buy-sell insurance benefits exceed a partner&#8217;s cost basis, which of<br>the following is correct?<br>The full amount is non-taxable to the partner<\/li>\n\n\n\n<li>Which of the following is NOT a function of accident and health insurance?<br>Pays a death benefit as a result of natural causes<\/li>\n\n\n\n<li>A comprehensive group policy also covers expenses related to vision care. Which of<br>the following is not typically covered under a vision plan?<br>Cataract Surgery<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Chapter 12 &#8211; Health andAccident Insurance Exam<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[25],"tags":[],"class_list":["post-114943","post","type-post","status-publish","format-standard","hentry","category-exams-certification"],"_links":{"self":[{"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/posts\/114943","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/comments?post=114943"}],"version-history":[{"count":0,"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/posts\/114943\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/media?parent=114943"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/categories?post=114943"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/tags?post=114943"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}