{"id":114947,"date":"2023-08-23T10:42:07","date_gmt":"2023-08-23T10:42:07","guid":{"rendered":"https:\/\/learnexams.com\/blog\/?p=114947"},"modified":"2023-08-23T10:42:09","modified_gmt":"2023-08-23T10:42:09","slug":"health-and-accident-insurance-exam-questions-with-100-exam","status":"publish","type":"post","link":"https:\/\/www.learnexams.com\/blog\/2023\/08\/23\/health-and-accident-insurance-exam-questions-with-100-exam\/","title":{"rendered":"HEALTH AND ACCIDENT INSURANCE EXAM. QUESTIONS WITH 100% EXAM"},"content":{"rendered":"\n

Health and Accident Insurance Exam<\/p>\n\n\n\n

    \n
  1. Which of these circumstances is a Business Disability Buy-Sell policy designed to
    help in the sale of a business?
    Business owner becoming disabled
    -A Business Disability Buy-Sell policy is designed to assist in the sale of a business
    when one of the owners becomes disabled.<\/li>\n\n\n\n
  2. Accidental Death coverage is provided to commercial airline passengers in which of
    the following types of policies?
    Blanket Accident policy
    A Blanket Accident policy provides Accidental Death coverage to airplane passengers.<\/li>\n\n\n\n
  3. The Health Insurance Portability and Accountability Act (HIPAA) gives privacy
    protection for
    The Health Insurance Portability and Accountability Act (HIPAA) provides privacy
    protection for health information.<\/li>\n\n\n\n
  4. J has an Accidental Death and Dismemberment policy with a principal sum of
    $50,000. While trimming the hedges, J cuts off one of his fingers. What is the
    MAXIMUM J will receive from his policy?
    The maximum sum payable would be the capital sum, or $25,000.<\/li>\n\n\n\n
  5. Which of these types of coverage is best described as a short term medical policy?
    A short term medical policy is best described as interim coverage.<\/li>\n\n\n\n
  6. How would a contingent beneficiary receive the policy proceeds in an Accidental
    Death and Dismemberment (AD&D) policy?<\/li>\n<\/ol>\n\n\n\n

    If the primary beneficiary dies before the insured
    -A contingent beneficiary will receive the policy proceeds if the primary beneficiary dies
    before the insured’s death.<\/p>\n\n\n\n

      \n
    1. Under which of the following circumstances will the benefits under COBRA
      continuation coverage end?
      All group health plans are terminated by the employer
      -One of the disqualifying events that can result in the termination of continuing coverage
      under COBRA is when the employer terminates all group health plans.<\/li>\n\n\n\n
    2. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers (and
      their families) whose employment has been terminated the right to
      Continue group health benefits<\/li>\n\n\n\n
    3. When an employee is required to pay a portion of the premium for an
      employer\/employee group health plan, the employee is covered under which of the
      following plans?
      Contributory
      -Group plans where employees pay a portion of the premiums are called contributory
      plans.<\/li>\n\n\n\n
    4. On an Accidental Death and Dismemberment (AD&D) insurance policy, who is
      qualified to change the beneficiary designation?
      Policy owner
      -The policy owner has the right to change the beneficiary designation. However,
      consent may needed by the current beneficiary if designated as irrevocable.<\/li>\n\n\n\n
    5. Which contract permits the remaining partners to buy-out the interest of a disabled
      business partner?<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

      Health and Accident Insurance Exam If the primary beneficiary dies before the insured-A contingent beneficiary will receive the policy proceeds if the primary beneficiary diesbefore the insured’s death.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[25],"tags":[],"class_list":["post-114947","post","type-post","status-publish","format-standard","hentry","category-exams-certification"],"_links":{"self":[{"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/posts\/114947","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/comments?post=114947"}],"version-history":[{"count":0,"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/posts\/114947\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/media?parent=114947"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/categories?post=114947"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/tags?post=114947"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}