{"id":114951,"date":"2023-08-23T10:43:45","date_gmt":"2023-08-23T10:43:45","guid":{"rendered":"https:\/\/learnexams.com\/blog\/?p=114951"},"modified":"2023-08-23T10:43:48","modified_gmt":"2023-08-23T10:43:48","slug":"health-and-accident-insurance-exam-questions-and-answers","status":"publish","type":"post","link":"https:\/\/www.learnexams.com\/blog\/2023\/08\/23\/health-and-accident-insurance-exam-questions-and-answers\/","title":{"rendered":"HEALTH AND ACCIDENT INSURANCE EXAM. QUESTIONS AND ANSWERS."},"content":{"rendered":"\n<p>Health and Accident<br>Insurance Exam<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>During the underwriting process for a group health policy, it was discovered that 15<br>out of 50 members of the group have major health issues. How would the insurer<br>handle this?<br>Accept or reject the whole group<\/li>\n\n\n\n<li>When a claim has coverage under more than one health plan, which group medical<br>plan provision applies?<br>Coordination of benefits<\/li>\n\n\n\n<li>What percentage of eligible employees must participate in a noncontributory group<br>health plan before it can be put in effect?<br>100%<\/li>\n\n\n\n<li>Who is financially liable for the payment of covered claims in a fully insured group<br>health plan?<br>Insurer<\/li>\n\n\n\n<li>Buy-Sell Plans are typically funded by which two types of insurance?<br>Life insurance and Disability insurance<\/li>\n\n\n\n<li>In regards to a group health insurance plan, which statement is CORRECT?<br>A non-contributory group health plan must cover all eligible members<\/li>\n\n\n\n<li>Which of the following is NOT typically covered under vision care insurance?<br>Eye Surgery<\/li>\n\n\n\n<li>An eligible individual who would like to obtain group health insurance without<br>providing evidence of insurability must?<br>Enroll within a specified eligibility period<\/li>\n\n\n\n<li>Coverage is limited for vision and dental insurance in all of the following ways,<br>EXCEPT?<br>Specific dollar amount for examinations<\/li>\n\n\n\n<li>The Consolidated Omnibus Budget Reconciliation Act (COBRA) applies to<br>employers who employ at least?<br>20 employees<\/li>\n\n\n\n<li>The problem of over insurance is addressed in which health insurance provision?<br>Coordination of benefits<\/li>\n\n\n\n<li>Minimum participation standards exist for group health insurance plans in order to<br>Prevent adverse selection<\/li>\n\n\n\n<li>In an employer-sponsored group accident and health plan, a master contract is<br>issued to the?<br>Employer<\/li>\n\n\n\n<li>Which of the following does Coordination of Benefits allow?<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Health and AccidentInsurance Exam<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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