{"id":115362,"date":"2023-08-24T10:37:14","date_gmt":"2023-08-24T10:37:14","guid":{"rendered":"https:\/\/learnexams.com\/blog\/?p=115362"},"modified":"2023-08-24T10:37:16","modified_gmt":"2023-08-24T10:37:16","slug":"texas-all-lines-adjuster-exam-actual-exam-100-correct-answers-350-questions-recently-updated-2023-2024-exam","status":"publish","type":"post","link":"https:\/\/www.learnexams.com\/blog\/2023\/08\/24\/texas-all-lines-adjuster-exam-actual-exam-100-correct-answers-350-questions-recently-updated-2023-2024-exam\/","title":{"rendered":"Texas all lines adjuster exam (Actual Exam) (100% Correct Answers) (350+ Questions) (Recently Updated 2023-2024 Exam)"},"content":{"rendered":"\n

Texas all lines adjuster exam (Actual
Exam) (100% Correct Answers) (350+
Questions) (Recently Updated 2023-2024
Exam)
All of the following are criteria for an accident to have occurred “in the course of” the
employment under a workers’ compensation policy, EXCEPT: ——— CORRECT
ANSWER —– While performing a task that a fellow worker requested, that was unusual
to the employee’s job description, but occurred on the employer’s premises during
working hours.
Which of the following statements is NOT TRUE regarding the implied warranties of an
Ocean Marine policy? ——— CORRECT ANSWER —– The implied warranties are
attached to the policy as an endorsement..
Parmelia is covered under two separate standardized Personal Automobile policies,
with Part C limits under both policies set at $200,000. Parmelia is involved in an
accident with an uninsured motorist and she sustains bodily injury damages for
$262,320. How much will Parmelia receive when she submits a claim for these
damages ——— CORRECT ANSWER —– $200,000
Which of the following endorsements must be attached to a standard Businessowners
policy for coverage to apply to a businesses freezer that was damaged by the
interruption of a power source ——— CORRECT ANSWER —– Utility Services – Direct
Damage endorsement.
After completing an inspection of an insured’s pressure equipment and fire suppression
systems, the inspector determines that the pressure equipment needs to be repaired
and the suppression systems have not been cleaned and inspected in the time frame
required by the policy. The insurer will: ——— CORRECT ANSWER —– Suspend
coverage immediately by red tagging the items until they are repaired, cleaned and
pass reinspection
To be eligible for coverage under a standardized Dwelling policy, the insured must not
allow more than _<\/em><\/strong> boarders to live on the premises. ——— CORRECT
ANSWER —– 5
All of the following are “Perils of the Sea” under an Ocean Marine policy, EXCEPT: ——
— CORRECT ANSWER —– Pirates<\/p>\n\n\n\n

The amount of insurance countersigned, issued, or sold by an agent or producer to
cover immediate family members, an employer, or employees is known as: ———
CORRECT ANSWER —– Controlled business
Which of the following standardized Dwelling insurance forms provides coverage for
loss of rental income ——— CORRECT ANSWER —– The DP-1, DP-2, and DP-3
forms
The “Part B – Medical Payments” coverage of a personal automobile policy covers
injuries for all of the following, EXCEPT: ——— CORRECT ANSWER —– A passenger
who is injured in another vehicle that is struck by the insured’s vehicle in an accident
Which of the following are the Texas Workers’ Compensation benefits that are
increased by a cost-of-living adjustment (COLAs) ——— CORRECT ANSWER —–
Lifetime Income Benefits (LIBs) only
Hannah must take time away from work to help assist in the investigation of a claim that
was made against her BOP policy. The policy will pay for Hannah’s actual loss of
earnings up to: ——— CORRECT ANSWER —– $250 per day.
Surplus Lines companies in Texas have _ to acknowledge the receipt of a claim. — ——- CORRECT ANSWER —– 30 days. All of the following are characteristics of a principal that a surety will scrutinize during the underwriting process, EXCEPT: ——— CORRECT ANSWER —– Consideration. Under Section II of a Homeowners policy, a cemetery plot owned by the insured is considered to be: ——— CORRECT ANSWER —– An insured location. Which of the following is NOT one of the four major coverages of an Ocean Marine policy? ——— CORRECT ANSWER —– Seaworthiness. A ship has suffered damage and sunk. Which of the following would respond to cover the loss of the ship? ——— CORRECT ANSWER —– Hull Insurance. As a fiduciary agent, an adjuster has the power to bind the insurer. Which of the following statements is FALSE regarding this power? ——— CORRECT ANSWER —– Only an adjuster’s written statements can legally bind an insurer. The standardized Dwelling forms consider all eruptions of a volcano within a __<\/strong><\/em><\/strong> period to be a single “occurrence”. ——— CORRECT ANSWER —– 72-
hour
Whose responsibility is it to complete a “proof of loss”? ——— CORRECT ANSWER —-<\/p>\n\n\n\n