Florida All Lines
Claims Adjuster Test
What does mechanical breakdown insurance provide?
Correct Answer
Losses are excluded for wear and tear, freezing, mechanical or electrical
breakdown or the failure or road damage to tires unless any of these are the
result of theft of vehicle.
Also excluded is damage from war or nuclear causes
What type of disability policies are available?
Correct Answer
Permanent Total Disability
Temporary Total Disability
Permanent Impairment
Temporary Partial Disability
What is FAJUA?
Correct Answer
Florida Automobile Joint Underwriting Association<\/p>\n\n\n\n
What is jettison under Ocean Marine?
Correct Answer
The intentional throwing overboard of part of the cargo or some piece of the
ship in order to save the ship or its cargo.
If an adjuster has a change in name, telephone or address, in what timeframe
must an adjuster notify the department?
Correct Answer
30 days
What is the requirement for dealing with elderly clients?
Correct Answer
Exercise extraordinary care
What parties pay the cost of mediation?
Correct Answer
It shall be borne equally by both parties unless the mediator determines that
one party has not mediated in good faith.
What is “transacting” insurance?
Correct Answer
Soliciting, inducing, negotiating or effectuating a contract of insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"
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