{"id":120180,"date":"2023-09-22T10:24:54","date_gmt":"2023-09-22T10:24:54","guid":{"rendered":"https:\/\/learnexams.com\/blog\/?p=120180"},"modified":"2023-09-22T10:24:56","modified_gmt":"2023-09-22T10:24:56","slug":"all-lines-pre-license-course-for-texas-adjusters-study-material-terms-latest-2023-2024","status":"publish","type":"post","link":"https:\/\/www.learnexams.com\/blog\/2023\/09\/22\/all-lines-pre-license-course-for-texas-adjusters-study-material-terms-latest-2023-2024\/","title":{"rendered":"All Lines Pre-License Course for Texas Adjusters &#8211; Study Material &amp; Terms (Latest 2023 \/ 2024)"},"content":{"rendered":"\n<p>ALL Lines Texas<br>Insurance: Insurance<br>Adjuster<br>Study Material and Terms<br>Accident<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>unforeseen, unintended, unexpected event<br>Act of God<\/li>\n\n\n\n<li>event arising from natural cause with no human intervention, could not have<br>prevented by reasonable care or foresight (floods, lightning, earthquakes)<br>Actual Cash Value<\/li>\n\n\n\n<li>value of property based on current cost to replace it minus depreciation<br>Additional Insured<\/li>\n\n\n\n<li>person, firm, or corporation other than the named insured that is protected<br>against loss by the terms of the policy<\/li>\n<\/ul>\n\n\n\n<p>Additional Living Expenses (ALE)<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>extra charges covered by homeowners&#8217; policies over and above the<br>policyholder&#8217;s customary living expenses due to damage that makes the home<br>temporarily uninhabitable.<br>adjuster<\/li>\n\n\n\n<li>rep of the insurance company who seeks to determine the extent of the<br>insurer&#8217;s liability for loss for a claim<br>All Risk Insurance<\/li>\n\n\n\n<li>insurance against loss or property damage that arises from a fortuitous<br>cause except for those specifically excluded<br>Appraisal<\/li>\n\n\n\n<li>process to settle dispute between insurer and insured over amount of claim.<br>both parties hire appraiser, if no settlement than they hire and umpire<br>Bodily Injury<\/li>\n\n\n\n<li>physical injury to a person<br>business interruption<\/li>\n\n\n\n<li>Anticipated or unanticipated disruption of the normal operation of a<br>business.<\/li>\n<\/ul>\n\n\n\n<p>Basic Coverage Form<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Any of the commercial or personal insurance property forms which provide<br>basic coverage&#8217;s. These forms generally provide the most limited coverage,<br>which is surpasses by &#8220;Broad Forms&#8221; and &#8220;Special Form.&#8221;<br>Assigned Risk<\/li>\n\n\n\n<li>A risk which underwriters do not care to insure, but because of state law or<br>otherwise, the insured must be protected and the insurance is therefore<br>handled through the state and assigned to companies.<br>bond<\/li>\n\n\n\n<li>a security that obligates the issuer to pay interest a specified intervals and to<br>repay the principal amount of the loan at maturity. Various bonds guarantee a<br>payment or reimbursement for financial losses that result from dishonesty,<br>failure to perform and other acts.<br>Business Interruption Insurance<\/li>\n\n\n\n<li>type of policy that pays for loss of earnings when operations are suspended<br>because of property loss<br>cancellation<\/li>\n\n\n\n<li>Termination of an insurance policy by the company or insured before the<br>renewal date.<br>carrier<\/li>\n\n\n\n<li>an insurance company that carries the insurance<br><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>ALL Lines TexasInsurance: InsuranceAdjusterStudy Material and TermsAccident Additional Living Expenses (ALE) Basic Coverage Form<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[25],"tags":[],"class_list":["post-120180","post","type-post","status-publish","format-standard","hentry","category-exams-certification"],"_links":{"self":[{"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/posts\/120180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/comments?post=120180"}],"version-history":[{"count":0,"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/posts\/120180\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/media?parent=120180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/categories?post=120180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.learnexams.com\/blog\/wp-json\/wp\/v2\/tags?post=120180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}