{"id":121171,"date":"2023-10-11T10:08:54","date_gmt":"2023-10-11T10:08:54","guid":{"rendered":"https:\/\/learnexams.com\/blog\/?p=121171"},"modified":"2023-10-11T10:08:55","modified_gmt":"2023-10-11T10:08:55","slug":"florida-insurance-adjuster-licensing-test","status":"publish","type":"post","link":"https:\/\/www.learnexams.com\/blog\/2023\/10\/11\/florida-insurance-adjuster-licensing-test\/","title":{"rendered":"Florida Insurance Adjuster Licensing Test"},"content":{"rendered":"\n

The policy period is found in what part of an insurance contract? – correct answerDeclarations
Insurance policies are said to be contracts of\u2026 – correct answerAdhesion
The failure to exercise due care is known as – correct answerNegligence
A building is destroyed by flood. The loss of profits from renting the building is – correct answerIndirect
Loss
The notice required for cancellation of an Auto Binders is _ days – correct answer5 Property Insurance means – correct answerInsurance where the payment by the insurance company will be directly to the insured An insurance contract is based on the principle of – correct answerutmost good faith two kinds of waivers are – correct answerExpress and Implied Proximate cause is the<\/em><\/strong> between the occurrence and damage which grows \u2026 the occurrence is the –
correct answerunbroken connection
Replacement Cost may be a violation of – correct answerPrinciple of Indemnity
Coinsurance of 80% regarding a $1 million dollar property means the insured must carry insurance
amount of – correct answer$800,000

a 5% hurricane deductible in a homeowner’s policy insuring a $100,000 home would be – correct
answer$5000
Giving up a known right voluntarily is known as a – correct answerwaiver
in order for an insured’s residence to be considered the insured’s principal residence for the purpose of
Flood Insurance, the insured must live in the dwelling at least _ of the time – correct answer80% A health policy that only provides benefits for a single illness is known as – correct answerDread Disease Policy Adjusters shall not give<\/em> advice – correct answerLegal
PIP has a basic limit of – correct answer$10,000
The cost to replace an item less-depreciation is a description of – correct answerActual Cash Value
According to the ethical requirements, an adjsuter shall never approach adjustments in a manner
__<\/em><\/strong> to the insured – correct answerprejudicial
An adjuster is required to notify the department of a change of name or address within – correct
answer30 days
in the event of a catastrophe the Department may appoint emergency adjusters for what length of time<\/p>\n\n\n\n