FLORIDA 6-20 ALL LINES ADJUSTER EXAM<\/p>\n\n\n\n
Under a Fidelity Bond, which of the following parties receives
protection?
A. A subcontractor
B. An employee
C. An employer
D. A creditor – ANSWER- C. An employer
Which of the following losses would be covered under a Robbery and
Safe Burglary
coverage?
A. Valuables kept in a locked safe are destroyed by fire.
B. Cash disappears from a locked safe, with no explanation.
C. Jewelry is stolen from a locked safe that shows no signs of forced
entry.
D. Rare manuscripts are stolen from a locked safe that shows signs of
forced entry. – ANSWER- D. Rare manuscripts are stolen from a locked
safe that shows signs of forced entry<\/p>\n\n\n\n
Which of the following losses would be covered under a crime policy’s
“Inside the Premises
Robbery or Safe Burglary of Other Property” coverage?
A. Broken windows on the insured premises caused by a burglar.
B. Theft of money and securities.
C. Fire damage to the insured building caused by a burglar.
D. Vandalism to a trailer on the insured premises caused by a burglar. –
ANSWER- A. Broken windows on the insured premises caused by a
burglar.
In crime insurance, which of the following individuals is NOT
considered to be a
“custodian”?
A. Sales clerk
B. Janitor
C. Partner
D. Named insured – ANSWER- B. Janitor
To be defined as a burglary, an event must include which of the
following conditions?
A. Robbery
B. Fear or threat of violence
C. Visible signs of forced entry or exit<\/p>\n\n\n\n
D. Mysterious disappearance – ANSWER- C. Visible signs of forced
entry or exit
The Dye’s host a party. When the guests arrive, they place their coats in
the bedroom. Two
days later, Mr. Dye discovers that his ring is missing from the bedroom
dresser. This loss is
referred to as a:
A. Mysterious disappearance
B. Burglary
C. Robbery
D. Theft – ANSWER- A. Mysterious disappearance
In crime insurance, a “custodian” is described by which one of the
following?
A. Any authorized person outside the premises
B. An authorized person having care of insured property inside the
premises
C. An authorized person outside the premises in charge of money
D. An authorized person going to the post office – ANSWER- B. An
authorized person having care of insured property inside the premises
Which of the following terms provides the broadest definition of
criminal activity?
A. Burglary<\/p>\n\n\n\n
B. Robbery
C. Theft
D. Extortion – ANSWER- C. Theft
The Forgery or Alteration insuring agreement protects the insured from
losses resulting
from forgery or alteration of:
I. Outgoing checks
II. Drafts
III. Promissory notes
IV. Financial instruments drawn against the insured
A. I, II, III and IV
B. I and II only
C. I and III only
D. I, II, and III only – ANSWER- A. I, II, III and IV
Surety bonds guarantee the fulfillment of specific obligations. Each of
the following may be
the subject of a Surety bond, except:
A. Payment of debt
B. Protection of funds handled by employees
C. Meeting contractual commitments
D. Completing a construction job – ANSWER- B. Protection of funds
handled by employees<\/p>\n\n\n\n
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