Adjuster Pro - Insurance adjuster test latest already passed

Adjuster Pro - Insurance adjuster test latest already passed
Question 1: What is insurance?
CORRECT ANSWER: protection against financial loss
Question 2: what is a premium
CORRECT ANSWER: a scheduled amount to be paid for an
insurance policy.
Question 3: What are premiums used for
CORRECT ANSWER: premiums are collected into a "pool" or
"reserve to pay out claimants when needed.
Question 4: how can insurance companies afford to pay for an
individuals catastrophic loss?
CORRECT ANSWER: the insurer collects premiums from all
policy holders and uses them to pay out the claims of a few.
Question 5: what is Indemnity
CORRECT ANSWER: payment for damages, that is not more
or less than the amount caused by the damage.

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