AHIP Exam Practice
Ms. Moore plans to retire when she turns 65 in a few months. She is in excellent
healthand will have considerable income when she retires.
She is concerned that her income will make it impossible for her to qualify for
Medicare. What could you tell her to address her concern? - ANSWER:Medicare is
a program for people age 65 or older and those under age 65 with certain
disabilities, end stage renal diseaseor Lou Gehrig's disease, so she will be eligible
for Medicare.
Mr. Schmidt would like to plan for retirement and has asked you what is covered
underOriginal Fee-for-Service (FFS) Medicare? What could you tell him? -
ANSWER:Part A, which covers hospital, skilled nursing facility, hospice and
home health services and Part B, which covers professional services such as those
provided by a doctor are covered under Original Medicare.
Mr. Hernandez is concerned that if he signs up for a Medicare Advantage plan, the
health plan may, at some time in the future, reduce his benefits below what is
available in Original Medicare. What should you tell him about his concern? -
ANSWER:Medicare healthplans must cover all benefits available under Medicare
Part A and Part B. Many also cover Part D prescription drugs.
Mrs. Raskin is a widow who will attain aged 65 and enroll in Medicare in just a
few weeks. She concerned about having prescription drug coverage. Which of the
followingstatements provides the best advice? - ANSWER:Prescription drug
coverage can be obtainedby enrolling in a Medicare Advantage plan that includes
Part D coverage.
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