Alabama Adjusters License Exam Questions and Answers (verified answers) 361 Questions

Alabama Adjusters License Exam Questions and Answers (verified answers) 361 Questions
Question 1: What does accident insurance cover?
CORRECT ANSWER: Accident insurance covers expenses
associated with a covered accident and can extend to
ambulance and emergency room expenses, intensive care, and
hospital costs. It also provides for loss of income, and a death
benefit if injuries prove fatal.
Question 2: What is accumulated depreciation and how is it
calculated?
CORRECT ANSWER: Accumulated depreciation is the
total decrease in an item's value over a period of time.
Formula: (annual depreciation x number of years used).
Subtract this number from the item's replacement cost to get
its actual cash value (ACV).
Question 3: What is the acreage reporting date in crop
insurance?

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