Alabama Adjusters License Exam Questions and Answers (verified answers) 361 Questions

Alabama Adjusters License Exam Questions and Answers (verified answers) 361 Questions
Question : Accident Insurance
CORRECT ANSWER: Covers expenses associated with a
covered accident and can extend to ambulance and emergency
room expenses, intensive care, and hospital costs. Accident
insurance also provides for loss of income, and a death benefit
if injuries prove fatal
Question : Accumulated Depreciation
CORRECT ANSWER: The total decrease in an item's value
over a period of time. Formula: (annual depreciation x
number of years used). Subtract this number from the item's
replacement cost to get its actual cash value (ACV).
Question : Acreage Reporting Date
CORRECT ANSWER: In crop insurance, the deadline for
providing the insurer with an acreage report, which is used to
determine the amount of coverage needed and the premium
charged for a particular crop.

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