CA Life Insurance Exam Questions and Answers 100% Pass

CA Life Insurance Exam Questions and Answers 100% Pass
Question 1: An annuity that is purchased with a lump sum
premium and whose benefits begin after 12 months is called a
CORRECT ANSWER: SINGLE PREMIUM DEFERRED
ANNUITY
Question 2: A technique used to determine the amount of life
insurance needed by focusing on the projected earning potential
of an insured is called the
CORRECT ANSWER: HUMAN LIFE VALUE APPROACH
Question 3: When replacing a policy the producer must present
the applicant with a notice regarding replacement of life
insurance
CORRECT ANSWER: AT THE TIME OF TAKING THE
APPLICATION
Question 4: The possibility of a financial loss incurred by a life
insurance company for the premature death of an insured is
known as a
CORRECT ANSWER: RISK 

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