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CAIB 2 EXAM NEWEST ACTUAL EXAM COMPLETE 200 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+||BRAND NEW!!

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CAIB 2 EXAM NEWEST ACTUAL EXAM COMPLETE 200 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+||BRAND NEW!!

QUESTION 1: Identify 4 categories that buildings may fall
into and give an example of each
CORRECT ANSWER:
1. Residential (homes)
2. Mercantile (hospital)
3. Non-mercantile (stores)
4. Manufacturing/industrial (manufacturing plants)
QUESTION 2: Identify two bases that coverage can be
provided
CORRECT ANSWER:
1. Scheduled basis
2. All property basis
QUESTION 3: Briefly explain how the scheduled basis and
all property is identified
CORRECT ANSWER:
1. Scheduled basis - only property which is specifically
identified or scheduled on the policy is insured
2. All property - All property owned by the insured is covered
by a single limit of insurance. Usually subject to a minimum
90% co-insurance clause
QUESTION 4: Identify and give an example of each of the
five types of property contained in the definition of building
found in the IBC Commercial Property Broad Form
CORRECT ANSWER:
1. Fixed structures; pertaining to the business and located on
the property (fencing, yard signs, lights)
2. Additions and extensions; in contact with the building
(enclosed walkways, lean-to storage)
3. Permanent fittings & fixtures attached to or forming part of
the building (heating, plumbing, carpeting) 

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