chapter 17 quiz Flashcards

chapter 17 quiz Flashcards Which of the following activities is banned under the terms of the Fair Housing Act (FHA)?A.Quoting different terms to people based on their race, color, national origin, religion, familial status, disability, or sex.B.Quoting different terms to people based on when they contact you about a property.C.Convincing sellers or landlords to change their terms to sell or rent a piece of property more quickly.D.Offering the same terms to people regardless of their race, color, national origin, religion, familial status, disability, or sex.A Who sends out testers to find out if real estate agents are following the terms of the Fair Housing Act (FHA)?A.The Department of Housing and Urban Development (HUD).B.The Fair Housing Act (FHA).C.The NAACP.D.Competing real estate agencies.A Which law states that the owners of owner-occupied buildings with four or fewer units are not bound by the terms of the Fair Housing Act (FHA)?A.Mrs. Murphy's Law.B.Mrs. Simpson's Law.C.Megan's Law.D.There is no exemption for FHA regulations.A Which protected classes were added to the Fair Housing Act (FHA) in 1988?A.Family status and disability.B.Sex and sexual orientation.C.Age and disability.D.Race and color.A What categories are protected under the North Carolina State Fair Housing Act?A.race, color, religion, sex, national origin, disability status and familial statusB.race, color, religion, national origin, disability status, economic status and familial statusC.race, color, religion, sex, sexual orientation, gender identity, national origin, disability status and familial statusD.race, color, religion, sex, education background, national origin and familial status A What is the purpose of the Equal Housing Opportunity poster?A.To show people that you conduct business according to Federal Housing Administration (FHA) rules and that you don't discriminate against sex, race, color, national origin, familial status, handicap, or religion.B.To explain how buyers can apply to obtain FHA financing.C.To indicate that a property is eligible for Section 8 housing vouchers.D.To explain that you don't discriminate against anyone when selling homes guaranteed by the U.S.Department of Housing and Urban Development.A

Which of the following is not an example of a discriminatory practice?A.refusing a buyer who would put others at risk by posing a physical or health-related threatB.not mentioning an available property to one buyer in favor of another buyerC.refusing a disabled renter with a service animal based on a no-pets ruleD.refusing to transmit an offer because the seller doesn't want to sell to a certain protected category A Which of the following is not an example of a hostile environment?A.a landlord or leasing office agent being the opposite sex of the renterB.landlords entering an occupied unit without permissionC.landlords threatening to evict in retaliation for reporting or rejection of sexual advancesD.a female landlord making advances toward a male tenant A What are punitive damages?A.Monetary punishments against the at-fault party, which are awarded to the victim.B.Monetary compensation for damages suffered directly by the victim.C.Physical damages suffered by a victim of discrimination.D.Property damage that occurs in response to discrimination.A The Americans with Disabilities Act was signed into law in what year...?A.1990.0B.1988.0C.1968.0D.1966.0 A When was the Housing for Older Persons Act (HOPA) signed into law?A.1995.0B.1968.0C.1988.0D.1972.0 A Which of the following is not exempt under the North Carolina Fair Housing Act?A.public housingB.private commercial clubsC.religious institutionsD.private homes in which the owner is a resident A Which activities are banned under the Fair Housing Act (FHA)?A.All discriminatory real estate practices based on race, color, national origin, religion, sex, familial status, or disability.B.Just outright discrimination but not subtle acts.C.Refusing to show people homes in a certain area based on their sexual orientation.D.Showing buyers homes in a retirement community.A The 1988 amendments to the Fair Housing Act protected which group of people from housing discrimination?A.Handicapped people.B.LGBTQIA people.C.Ethnic minorities.D.African-Americans.A How long does the Department of Housing and Urban Development (HUD) have to investigate a discrimination complaint and initiate conciliation efforts?A.100 days.B.180 days.C.1 year.D.3 months.A What is "redlining"?A.A discriminatory lending practice that draws lines around certain areas based on their

demographics and refuses to extend loans to anyone in the redlined area.B.A discriminatory sales practice in which real estate agents draw lines around certain areas based on their demographics and refuse to sell any homes in the redlined area.C.A discriminatory practice in which lenders offer loans only to people who live inside a redlined area with certain demographics.D.A discriminatory practice in which lenders mark loan applications from racial minorities with red lines.A

What is an example of how the courts use injunctive relief to change patterns of discrimination?A.By ordering someone to stop certain activities or change their behavior.B.By requiring someone to pay damages to the victimized party.C.By assessing fines.D.Courts don't use injunctive relief.A If an administrative law judge finds someone guilty of discrimination based on the laws outlined in the FHA, what is the penalty for the first offense?A.Up to $16,000 (Dollars).B.Up to $37,500 (Dollars).C.Up to $65,000 (Dollars).D.No penalty for the first offense.A Why was the Fair Housing Act created?A.To eliminate discrimination in the housing market.B.To make the housing market more appealing to buyers.C.To increase the availability of housing.D.To regulate rental markets in inner cities.A The Housing for Older People (HOPA) exemption allows discrimination based on which of the following categories, as long as 80% of the units in the facility or development have at least one resident age 55 or older?A.Family status.B.Sex.C.Race.D.Religion.A What is the North Carolina State Fair Housing Act?A.the state version of the federal Fair Housing Act designed to prevent real estate agents and sellers from engaging in discriminatory practicesB.a state act designed to protect real estate agents from being discriminated against by buyers and regulatory commissions.C.a state regulation demanding that each protected class, on average, be housed in dwellings generally of a similar valueD.the state version of the Civil Rights Act that prevents all kinds of discrimination against protected classes A What does discrimination based on "familial status" mean?A.Discriminating against someone because of their marital status or their children.B.Discriminating against someone based on their country of origin.C.Discriminating against someone because of actions taken by their family members.D.Discriminating against someone because of their criminal background.A Where must you display the Equal Housing Opportunity poster?A.In any place of business where dwellings are offered for sale or rent, including in available properties.B.Only in the model homes of new subdivisions.C.In real estate offices but not in individual properties.D.In your home office and vehicle.A