Colorado Life Insurance Exam| Questions and Verified ANSWERs|100% Correct

Colorado Life Insurance Exam| Questions and Verified ANSWERs|100% Correct
The life insurance rider that pays the face amount plus the total
premiums paid into the policy is known as:
ANSWER: Return of Premium
What kind of company can the Commissioner file a complaint to
enjoin and restrain from continuing violations of the insurance
regulations of Colorado?
ANSWER: Foreign or alien
Does a loan on the cash value of a life insurance policy accrue
interest, and if so, how is the interest handled?
ANSWER: Yes, the interest can be paid annually, or added to
the loan
What approach calculates the amount of money a family needs
immediately upon the death of the insured to pay for their
expenses and basic necessities?
ANSWER: Needs
A decreasing term life policy would be the most appropriate for: 

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