EXAM SIMULATOR FLORIDA-LIFE & HEALTH / FL HEALTH & LIFE AND ANNUITY COMPLETE STUDY GUIDE (SOURCE XCEL SOLUTIONS – PEARSON) 400+ ACTUAL TEST QUESTIONS WITH DETAILED VERIFIED ANSWERS / ALREADY GRADED A

EXAM SIMULATOR FLORIDA-LIFE & HEALTH / FL HEALTH & LIFE AND ANNUITY COMPLETE STUDY GUIDE (SOURCE XCEL SOLUTIONS – PEARSON) 400+ ACTUAL TEST QUESTIONS WITH DETAILED VERIFIED ANSWERS / ALREADY GRADED A

Question 1: Which of the following statements about
guaranteed renewable health insurance policy is correct?
CORRECT ANSWER: Premiums normally increase at
the time of renewal.
Question 2: The issuer must provide a perspective buyer
with an?
CORRECT ANSWER: Buyers guide and policy
summary
2 | Page
Question 3: T would like to be assured $10,000 is
available in 10 years to replace a roof on his house. What
kind of $10,000 policy should T purchase?
CORRECT ANSWER: Ten-year Endowment
Question 4: According to the time payment of claims
provision, the insurer must pay disability income benefits
no less frequently then which of the following options?
CORRECT ANSWER: Monthly
Question 5: Which of the following is the most important
factor when deciding how much disability income
coverage an applicant should purchase?
CORRECT ANSWER: Applicants monthly income
Question 6: Which two entitles regulate variable
annuities?

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