FLOOD INSURANCE QUESTIONS AND ANSWERS

FLOOD INSURANCE QUESTIONS AND ANSWERS
Question: Makes federally-backed flood insurance available
to homeowners, renters, and business owners
CORRECT ANSWER: National Flood Insurance Program
(NFIP)
Question: Flood insurance can be purchased by either what
two ways?
CORRECT ANSWER: 1. Directly through the National
Flood Insurance Program (NFIP), 2. From private insurers in
a program referred to as "write your own" which is available
through local producers (agents)
Question: True or False: Depending on how you purchased
your flood insurance will determine the coverage and
premium amount.
CORRECT ANSWER: False, the coverage and the
premium are the same regardless of the method purchased
Question: National agency that monitors the flood insurance
program and provides subsidized rates for flood insurance
CORRECT ANSWER: Federal Emergency Management
Agency (FEMA)
Question: True or False: Coverage can be written only on
property in "eligible communities" which participate in
FEMA's requirements to reduce the risk of flooding.
CORRECT ANSWER: True

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