FLORIDA 2-15 INSURANCE EXAM UPDATE 2026 SERIES QUESTIONS AND ANSWERS

FLORIDA 2-15 INSURANCE EXAM UPDATE 2026 SERIES

QUESTIONS AND ANSWERS

A Supplementary Medical Expense policy combines the benefits

of what two types of plans?

Basic Medical and Major Medical

Which of the following is not correct concerning Health

Maintenance Organizations?

They mandate enrollment for groups of 25 or more.

Which is not true concerning a Hospital Fixed-Rate plan?

Benefits are paid directly to the hospital

When benefits are paid to a policyowner covered under a

Hospital Expense policy, the policy is considered to be which of

the following?

Fixed-Rate plan

Which of the following about Health Reimbursement Accounts

HRA's is/are correct?

HRA's are established by the employer

Which of the following statements is true about Basic Hospital,

Medical, and Surgical Expense Policies?

They usually have a stated limit for specific expenses.

Which of the following plans used with High Deductible Health

Plans is employee owned?

Health Savings Accounts (HSAs)

6. Which of the following service providers allows for a primary

care physician as well as out-of-network care?

Point of Service Plan (POS)

Which of the following is true about coinsurance?

It helps control overutilization of benefits.

In a Basic Surgical policy, which of the following pays per point?

Relative Value