Florida 2-15 Insurance License Exam Questions with Correct Answers Latest 2026.

Florida 2-15 Insurance License Exam Questions with Correct Answers Latest 2026.

Florida 2-15 Insurance License Exam Questions with Correct

Answers Latest 2026.

1. What is the contract provision that allows the insurer

to nonrenew heal coverage if certain events occur

conditionally renewable

2. With guaranteed renewals

The company will continued to renew the policy until the

insured has reached age 65

3. When an insured cancel a policy prior to the expiration

date, the unearned premium is returned on a:

Short rate basis

4. Pro Rata Basis

Method for refunding a premium when an Insurer cancels a

policy, based on the number of days the policy is in effect.

5. Cost Of Living Adjustment Rider

A disability insurance provision to increase monthly

benefits

6. Residual disability

Type of disability income policy that provides benefits for

loss of income when a person returns to work after a total

disability, but is still not able to perform at the same level

as before becoming disabled.

7. Presumptive disability benefits

Permanent disability due to total loss of sight, hearing,

speech or use of 2 + limbs; benefits paid even while

continuing to work.

8. The minimum number of credits for a partially insured

status is

6 credits

9. What is the main purpose of a total disability plan

To protect individual or families against the economic loss

after a total disability of a wage earner

10. What is not covered by HMO

Elective Services

11. The patient protection and affordable care act

what is in the affordable care act

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12. PPO contract on a

Fee for service basis

13. Which of the following health care plan would most

likely provide the insured/subscriber with

comprehensive health care coverage

HMO health maintenance organization plan

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Florida 2 15 insurance license exam questions and answers