FLORIDA 6-20 ALL LINES ADJUSTER TEST WITH ANSWERS

FLORIDA 6-20 ALL LINES ADJUSTER
TEST WITH ANSWERS
A public adjuster represents the interest of:
A. The insurer
B. The Insured
C. The employer
D. The interest of the general public - CORRECT ANSWER-B.
The insured
Which of the following is the type of report that indicates the
initial results of a claim investigation?
A. Field Report
B. Interim Report
C. Full Report
D. None of the above - CORRECT ANSWER-A. Field Report
States have adopted statutes regarding claims adjusting. To
avoid unfair treatment to a
claimant the adjuster must not:
A. Promptly investigate the claim.
B. Follow the laws regarding the number of days in which to
commence an investigation.
C. Deny the claim until a fair and prompt investigation has
commenced.
D. Pay the claim within a reasonable number of days after the
final proof of loss has been
received. - CORRECT ANSWER-C. Deny the claim until a fair
and prompt investigation has commenced.
Which of the following is not a claim settlement option?
A. Forcing the insured to sue by offering less than the claim is
worth.