Florida Claims Adjuster Exam Questions and Answers Latest Update (206 Qs)

Florida Claims Adjuster Exam Questions and Answers Latest Update (206 Qs)
Question : Frank owned a home that was destroyed by a
hurricane. Both ABC and XYZ Banks were listed as
additional interests on his homeowner policy. The insurance
company will make a payment to:
A. The first mortgagee, ABC
B. The Insured
C. Jointly to ABC and XYZ
D. All listed interests
CORRECT ANSWER: D. All listed interests
Remember that the insurer is not responsible to know the
degrees of interest. In the event of a loss, one payment is
made by the insurer and it is up to the additional interests on
working out their share.
Question : Insurance applies separately to each insured as if
other insureds did not exist. This is defined as:
A. Severability
B. Conditional
C. Warranty
D. None of the above
CORRECT ANSWER: A. Severability

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