Florida Insurance 20-44 Exam Study Questions and Answers 100% Correct

Florida Insurance 20-44 Exam Study Questions and Answers 100% Correct
Question: ________________ is a contract whereby one
undertakes to indemnify another or pay or allow a specified
amount or a determinable benefit upon determinable
contingencies.
Correct answer: insurance
Question: ______________ insurance is insurance which
pays on behalf of the insured's legal liability.
Correct answer: casualty
Question: The ______________ provision broadens an
insured's coverage without an increase in premium when the
insurer has adopted a generic global policy revision.
Correct answer: liberalization
Question: "________________ of Interest" means insurance
applies separately to each insured.
Correct answer: severability
Question: A _________ is a written contract of or a written
agreement for or affecting insurance.
Correct answer: policy
Question: A homeowner with a Homeowners policy with
$500,000 of coverage and a 2% windstorm deductible suffers
a windstorm loss of $50,000 - how much will the insured
collect on their claim?

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