Georgia Property and Casualty Insurance Exam Questions and Answers Update

Georgia Property and Casualty Insurance Exam Questions and Answers ( Update)
Question : The arbitration clause in a personal auto policy
would be used in which of the following circumstances?
A. The ins company and a pedestrian struck by the insured's
auto cannot reach an agreement regarding the settlement of a
claim.
B. The insured and an injured 3rd party cannot reach an
agreement regarding the settlement of a claim.
C. The court have ruled against an injured 3th party.
CORRECT ANSWER: B. The insured and an injured 3rd
party cannot reach an agreement regarding the settlement of a
claim.
Question : Which of the following bonds protects an
employer fro the actions of dishonest employees?
A. Surety
B. Fidelity
CORRECT ANSWER: B.Fidelity
Question : A dwelling has been vacant for more than 60
consecutive days. Which of the following would most likely
NOT be covered?
A. Vandalism
B. Smoke
C. Fire
D. Falling Objects
CORRECT ANSWER: A. Vandalism

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