GRADUATE REALTOR INSTITUTE- GRI Real Estate Finance- TEST

GRADUATE REALTOR INSTITUTE- (GRI) Real Estate Finance- TEST QUESTIONS- NOV 2015- RJ PEREZ Flashcards People who are not considered handicapped are? Pg. 38.- Who is not protected? (Smokers)

• Transvestites,2. Current users of illegal substances,3.

Persons who pose a threat to the health and safety of others,4. Smokers.Foundation of Fair Housing- Pg. 12 (True) (T or F)Diversity-oriented practice makes good business sense from a legal standpoint, local, state, and federal fair housing laws have established minimal standard of behavior all professionals must meet.Seven (7) protected Classes of Fair Housing- Pg. 13.1. Race = Realtors2. Color= Can3. Religion= Really4. Sex = Sells5. Handicap= Houses6. Familia status= Fast7.National origin= Now Define Biases- Pg. 8However, Bases do not have to be negative and harmful.They only become when we allow them to interfere with our treating others people fairly.Avoid the use of the term Adult- when? Pg. 41(T or F) TrueWhen marketing 55 and over housing use the terms Senior Housing or 55 and Over Housing.Reading Non- verbal Signals- Pg. 10According to most communications specialist, 80% to 90% of a cultures is reflected in nonverbal messages. These

include: eye movement, facial gesture, hand, leg, and body

gestures as well as body orientation and posture, use of distance and touching, tone of voice, and culture contexting.Recent Immigrants are influenced more by their traditions and customs than? Pg. 24.- (T or F) True Second and third generations who have assimilated American culture and value into their lives.If the Seller refuses to abide by law, what should you do?Pg. 42- (T or F) True

• You have no choice but to refuse the Listing and,2.

Agents should report the incident to the fair housing officer or broker of his firm.Real Estate Professionals interested on broadening their their understanding of diversity need to? Pg 23.(all the above)

• Build or expand their understanding of culture

differences to serve clients better and fairly,2. Learn how to offer appropriate services,3. Understand and enjoy other cultures build relationships, a prerequisite for working with most international or immigrant clients,4. Understand and appreciate other cultures open lines of communications.To qualify as 55 and over, housing Must Be? Pg. 41(T or F) True

• At least 80%of the units must be occupied by 55 of age

and over,2. The Housing facility or community must published and adhere to policies and procedures that demonstrate this intent to be housing for older person.,3.The housing facility or community must comply with rules issued by the secretary of HUD for verification of occupancy.

• Definition of Race-A local geographic or global human population

distinguished as more or less distinct group by genetically transmitted characteristics.Seven (7) protected Classes of Fair Housing- Pg. 13. (T or

• False

Age is one of the protected Classes of Fair Housings? True or False?What Agency do you Report Discrimination of Fair Housing?

• U.S. Dept. of Housing and Urban Development.2. State

and Local government rights or civil agencies.,3. Private fair housing groups.Cross-Cultural Listening skills- One of the best ways is?Pg. 29. (T or F) True Listening, best way to serve your clients and avoid offensive or socially unacceptable behavior.What are the foundation of Fair Housing Law of the United States? Pg. 39 (T or F) True

• The Civil Rights Act 0f 1866 and,2. The Federal Housing

Act of 1968 as amended.Recent Immigrants are influenced more by their traditions and customs than? Pg. 24.- (T or F) True The Longer the immigrants live in the U.S. and are assimilated the less they influenced by traditions and cultures.-Who is not protected Fair Housing Act? Pg. 38. Smokers