Health Insurance Exam| Questions and Verified ANSWERs|100% Correct

Health Insurance Exam| Questions and Verified ANSWERs|100% Correct
Which of the following statements is correct regarding an
employer/employee group health plan?
1) Each employee receives a duplicate policy from the insurer
2) The employer receives a master policy and the employees
receive certificates
3) Both the employer and employee are policyowners
4) The employer receives the master policy and the employees
receive a summary of benefits
ANSWER: The employer receives a master policy and the
employees receive certificates
Which statement is true regarding a minor beneficiary?
1) Normally, the death proceeds are required to be held in trust
until the beneficiary reaches the age of 21
2) Normally, a guardian is required to be appointed in the
Beneficiary clause of the contract
3) The minor must pay the debts of the insured's estate before
receiving any of the proceeds
4) The minor is entitled to receive the death proceeds
immediately

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