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IDAHO PERSONAL LINES STIMULATIONS
( Exam FX) REVISION STUDY
QUESTIONS AND ANSWERS .
When the amount of insurance written in a property policy is not subject to
any coinsurance provision and that amount is paid in the event of a
covered loss, the coverage is said to be written as
1. Replacement cost.
2. cash value.
3. Specific insurance.
4. Stated amount.
Answer -Stated amount.
Which of the following types of insurance companies is an incorpo
insurer without capital stock or shares?
1. Reciprocal Insurer
2. Stock Insurer
3. Mutual Insurer
4. Fraternal Insurer
Answer -Mutual Insurer
In a personal auto policy, the medical payments coverage is similar to
1. Accident insurance, because it pays medical expenses regardless of
fault.
2. Accident insurance, because it has the same limits.
3. Bodily injury coverage, because it pays the insured's doctor bills.
IDAHO PERSONAL LINES STIMULATIONS Exam FX REVISION STUDY QUESTIONS AND ANSWERS .
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