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Illinois Life Producer General Exam | Questions with 100% Correct Answers | Verified | Latest Update
Question : Consumer reports requested by an underwriter
during the application process of a life insurance policy can
be used to determine
Correct answer: probability of making timely premium
payments The purpose of these reports is to provide a picture
of an applicant's general character and reputation, mode of
living, finances, and any exposure to abnormal hazards.
Question : Which statement about a whole life policy is true
Correct answer: Cash value may be borrowed against
Question : When an individual is planning to protect his
family with life insurance, one Method of doing so is called
the needs analysis. What exactly does needs analysis involve
Correct answer: Establishes the needs of the individual and
his dependents
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