Kentucky Health Insurance Exam Questions and Answers (Update) Verified Solutions

Kentucky Health Insurance Exam Questions and Answers (Update) Verified Solutions
Question 1: The full premium was submitted with the
application for life insurance, and the policy was issued two
weeks later as requested. When does the policy become
effective? A. as of the application date B. As of the policy
delivery date C. As of the first of the month after the policy
issue date D. As of the policy issue date
CORRECT ANSWER: A. As of the application date
Question 2: All of the following are true about group
disability income insurance EXCEPT: A. The waiting period
starts at the onset of the injury or sickness. B. The longer the
waiting period, the lower the premium. C. Coverage applies
both on and off the job. D. Benefits are usually short term.
CORRECT ANSWER: C. Coverage applies both on and off
the job.
Question 3: Under the age discrimination in employment act,
if the obligation of the employer to provide retiree health
benefits, what will an individual younger than 65 receive in
benefits each year? A. one-fourth of the benefits required
under the social security act. B. at least 10,000. C. At least the
value of the Social Security Benefits. D. The minimum
established by the employer
CORRECT ANSWER: C. At least the value of the Social
Security benefits

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