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LA Series 103 Exam Questions With ANSWERs
Question 1: Maximum benefit refers to the
CORRECT ANSWER: upper limit of the total lifetime benefits
the insurance company will pay
Question 2: ____ is NOT an element of a valid contract
CORRECT ANSWER: Countersignature
Question 3: ______ life is designed to pay the balance of a loan
if the insured dies before repayment of the loan
CORRECT ANSWER: Credit
Question 4: A 10% excise tax is normally applied to an early
withdrawal from an IRA. According to HIPPA, this tax will not
be applied if the withdrawal is used for medical expenses that
exceed ___ of the individual's adjusted gross income.
CORRECT ANSWER: 7.50%
Question 5: A beneficiary change can occur:
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