LIFE AND HEALTH INSURANCE EXAM (MISSOURI) | 100 QUESTIONS WITH 100% CORRECT ANSWERS | UPDATED & VERIFIED

LIFE AND HEALTH INSURANCE EXAM (MISSOURI) | 100 QUESTIONS WITH 100% CORRECT ANSWERS | UPDATED & VERIFIED
Question :Insurance policies are considered aleatory
contracts because:
1)they are take it or leave it contracts
2)both parties consent to the contract
3)performance is conditioned upon a future occurence
4)the contract is voidable upon proof of fraud
Correct answer:Performance is conditioned upon a future
occurence, because there is an element of chance and
potential for unequal exchange of value
Question :K failed to pay a renewal premium within the
time granted by the insurer. K then sends in a payment
which the insurer subsequently accepts. Which policy
provision specifies that coverage may be restored in this
situation?
1)free-look

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