Maine Life Insurance Exam Questions and Answers 100% Pass

Maine Life Insurance Exam Questions and Answers 100% Pass
Question : What does the term 'rider' refer to in an insurance
policy? A. A provision that cancels the policy B. A discount
on premiums C. An amendment or addition that modifies the
policy's coverage or terms D. A clause that extends the policy
term
CORRECT ANSWER: C. An amendment or addition that
modifies the policy's coverage or terms
Question : Which type of life insurance policy allows for
flexibility in premium payments and death benefits? A.
Traditional Whole Life B. Market-Sensitive Life C. Term
Life D. Annuities
CORRECT ANSWER: B. Market-Sensitive Life
Question : What features distinguish traditional whole life
insurance from other types of policies? A. Adjustable
premiums B. Investment component C. Lifelong coverage D.
Temporary coverage
CORRECT ANSWER: C. Lifelong coverage

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