Mamas Test State Farm Estimatics Exam-with 100% verified solutions 2026-2027 (15pages)

under an FP-7955 policy, deductibles apply to which of the following types of losses. B. Fire department service charges in the FP-7955 policy, Coverage C consists of three coverages: 1. Additional Living Expense, 2. Fair Rental Value and 3. Property Removed. True or False? B. False Jennifer Marco has a FP-7955 policy with coverage B limit of $75,000, a $500 deductible and no option AI, ID, FA, or JF. Which of the following statements is true concerning her personal property. D. Coverage for personal property applies for perils listed under Section I - Losses Insured, Coverage B - Personal Property and Section I - Additional Coverages. The steps in applying the deductible on a FP-7955 homeowners policy are: 1. The deductible is first applied to the covered loss. 2. Any coverage or special limits are the applied to the covered loss. 3. The amount payable to the insured will be the greater of the amounts arrived at in steps 1 and 2. True or False? A. True The definition of an insured includes all of the following except: B. Spouse Composition shingles can be purchased in bundles which could be 1/3 square or 1/4 square. True or False? A. True The formula for determining the area of a trapezoid is: [(base1+base2) / 2] * height The formula for determining the area of a triangle is: 1/2 base * height The formula for determining the area of a circle is: Blanket insulation is an uncut roll of insulation cut to length at the job site. It is used in walls and attics. and may or may not have a backing material. A. True All of the following statements are true except: Select the false statement. A. Composition shingles are made of fiberglass or asphalt saturated roofing material embedded with mineral granules