NEW JERSEY TITLE PRODUCER EXAM, NJ TITLE FINAL EXAM, TITLE INSURANCE TEST BANK NJ, NJ TITLE PRODUCER QUESTIONS AND ANSWERS, NJ LICENSING EXAM, TITLE PRODUCER CERTIFICATION NJ, TITLE INSURANCE STUDY GUIDE

NEW JERSEY TITLE PRODUCER EXAM, NJ TITLE FINAL EXAM, TITLE INSURANCE TEST BANK NJ, NJ TITLE PRODUCER QUESTIONS AND ANSWERS, NJ LICENSING EXAM, TITLE PRODUCER CERTIFICATION NJ, TITLE INSURANCE STUDY GUIDE
Question : "A" and "B" bought a house as tenants in
common. If "A" dies which of the following statements about
ownership of the house is correct?
(a) It automatically becomes tenancy in severalty.
(b) It is divided, with B retaining their original interest and
the balance going to A's estate.
(c) B holds fee simple ownership to A's share of the property
(d) B holds a life estate ownership to A's share of the
property
CORRECT ANSWER: B) It is divided, with B retaining
their original interest and the balance going to A's estate.
Question : The difference between the value of a property
and the total amount of liens against it is known as:
(a) A down payment
(b) Equity
(c) Actual cash value
(d) Collateral
CORRECT ANSWER: B) Equity

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