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NEW YORK ADJUSTER EXAM NEWEST (3 LATEST VERSIONS) COMPLETE 300 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A
Insurance
Correct answer: A method of handling pure risk, by spreading it
over a large number of similar individuals.
Law of Large Numbers
Correct answer: Insurers can calculate their probable losses and
establish premium rates that are accurate enough to cover
claims, pay operating expenses, and make a profit.
Principle of Indemnity
Correct answer: An insured who suffered a loss, should only be
restored to the approximate financial condition that existed prior
to the loss, no better and no worse.
Insurance Interest
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