NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71 LATEST 2026-2027 ACTUAL EXAM 170 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |AGRADE

NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71

LATEST 2026-2027 ACTUAL EXAM 170 QUESTIONS AND

CORRECT DETAILED ANSWERS (VERIFIED ANSWERS)

|AGRADE

What is the amount of bond that must be posted with the state of New York to

obtain an adjuster's license?

$1,000.

$5,000.

$2,000.

$7,500. - ANSWER- $1,000

Question:

In the case of a total vehicle loss, the adjuster will pay the insured which of the

following?

All of the responses could apply depending on the circumstances

The cost to replace the vehicle with like kind and quality if a current year model

Use the most recent publication of an "Official Used Car Guide"

If not listed in the "Guide," obtain quotations from automobile dealers -

ANSWER- All of the responses could apply depending on the circumstances

New York has been struck with a catastrophe and adjusters are desperately needed.

The Superintendent of Insurance can issue a temporary adjuster permit in an

emergency situation such as this for _____ days.

30

90

60

120 - ANSWER- 120

The voltage for the engine's power stroke is delivered from the distributor to the

cylinder by the:

spark plugs.

starter solenoid.

battery.

alternator. - ANSWER- spark plugs

What component on power brakes uses the engine to create a vacuum, allowing the

driver to press the brake with less force?

Master cylinder

Hydraulic actuator

Pinion gear

Power booster - ANSWER- Power booster

Which one of the following components is NOT considered part of the fuel

system?

Exhaust manifold

Intake manifold

Air cleaner

Fuel lines - ANSWER- Exhaust manifold

A device which is used to minimize small property claims and helps to keep

insurance premiums down is:

A valued policy

Insurable interest

A deductible

Coinsurance - ANSWER- A deductible

Where is the driver's side air bag module located?

In the steering wheel

Above the glove compartment

In the side window

In the windshield - ANSWER- In the steering wheel

The Superintendent of Insurance: I. Must be a resident of New York II. Is

appointed by the Governor III. Holds office at the pleasure of the governor IV.

Must annually examine the books and records of insurers operating in New York

I, II, III and IV

I, II and III only

I, III and IV only

I and II only - ANSWER- I, II and III only/The Superintendent must be a citizen

and resident of this state and is appointed by the governor, by and with the advice

and consent of the senate, and holds office at the pleasure of the governor. He or

she must examine insurers operating in New York every five years.

What does "S" indicate on the appraisal report?

Struts

Structural components

Sections to be painted

Supply - ANSWER- Structural components

What allows the steering wheel to change the direction the vehicle is traveling?

Steering linkage

Steering axis

Steering knuckles

Steering ratio gears - ANSWER- Steering linkage

The New York Superintendent of Insurance is:

Elected by the citizens of New York.

Elected by the state legislature.

Appointed by the governor.

Appointed by the state legislature. - ANSWER- Appointed by the governor

In auto physical damage insurance, which of the following would NOT be

considered an insured peril for coverage to apply?