NJ LIFE INSURANCE EXAM QUESTIONS AND ANSWERS

NJ LIFE INSURANCE EXAM QUESTIONS AND ANSWERS
Question 1: What is insurance in terms of risk?
CORRECT ANSWER: transfer
Question 2: When must disclosure statements be given to
the applicant?
CORRECT ANSWER: the time the application is signed
Question 3: What is a buyer's guide?
CORRECT ANSWER: provides general information
about the types of life insurance policies available, in
language that can be understood by the average person.
Question 4: When must a buyer's guide be delivered?
CORRECT ANSWER: before collecting premium or be
delivered with the policy if given at least 10 days free
look period
Question 5: What is a policy summary?

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