NJ LIFE PRODUCER EXAM, PRACTICE EXAM AND STUDYGUIDE NEWEST COMPLETE 500 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+

NJ LIFE PRODUCER EXAM, PRACTICE EXAM AND STUDYGUIDE NEWEST COMPLETE 500 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
Question : An endorsement found in an insurance plan which
modifies the provisions of the policy is called a
Correct Answer: Rider
Question : Tonya has replaced her whole life policy with an
annuity without incurring a tax penalty. This transaction is
called the
Correct Answer: 1035 Exchange
Question : What is the primary reason for buying an annuity?
Correct Answer: Provide future economic security
Question : Replacement regulation is designed to protect
Correct Answer: Policyowners from misrepresentations and
loss of benefits
Question : A life insurance claim which involves a per capita
distribution of policy proceeds would be payable to the
Correct Answer: named living primary beneficiaries

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