NJ PROPERTY/ CASUALTY INSURANCE EXAM 2026/2027 WITH 100% CORRECT ANSWERS

NJ PROPERTY/ CASUALTY INSURANCE EXAM 2026/2027 WITH 100% CORRECT ANSWERS
Question :Why was the commercial Insurance Deregulation Act
Created?
Correct answer:To protect the public from the adverse effects of
excessive, inadequate, & unfair discriminatory rates &
marketing practices
Question :Which policies issued must follow the provisions of
the Commercial Insurance Deregulation Act?
Correct answer:Commercial policies
Question :When must rate amendments & policy forms be filed
with the commissioner?
Correct answer:30 days before
Question :What losses are excluded from flood insurance?
Correct answer:-Landslides
-Sewer backup
-Windblown Rain

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