NMLS Test Prep CompuCram Test | 120 Questions with 100% Correct Answers | Verified | Latest Update

NMLS Test Prep CompuCram Test | 120 Questions with 100% Correct Answers | Verified | Latest Update
Question : A borrower signs the note and mortgage for a
refinance on his principal residence on Thursday, Dec. 31.
What is the earliest day the funds for this loan could be
disbursed (assuming no bona fide financial hardship)?
Correct answer: Wednesday, Jan. 6
Question : Who manages the National Do Not Call Registry?
Correct answer: Federal Trade Commission
Question : What federal legislation regulates credit reporting
agencies and lenders concerning credit reporting?
Correct answer: FCRA
Question : What is not prohibited to be included in the loan
terms for HOEPA covered items?
Correct answer: late fees.

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