North Carolina Health Insurance State Exam Prep And Answers Already Passed

North Carolina Health Insurance State Exam Prep And Answers Already Passed
Question 1: All of the following are true regarding Key
Employee Disability Income insurance EXCEPT
A) Premiums are not tax deductible for the employer.
B) Benefits are taxable to the employer.
C) The employer owns the policy.
D) Benefits are paid to the employer to retrain a new person.
CORRECT ANSWER: B) Benefits are taxable to the employer.
Question 2: How is emergency care covered for a member of an
HMO?
A) A member of an HMO can receive care in or out of the HMO
service area, but care is preferred in the service area.
B) A member of an HMO may receive care at any emergency
facility, at the same cost as if in his or her own service area.
C) HMOs have salaried member physicians, but they do not
cover emergency care.
D) An HMO emergency specialist will cover the patient.

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