Ohio Property and Casualty Insurance Exam

Ohio Property and Casualty Insurance Exam
Question: What is the Financial Responsibility Law?
Correct answer: Drivers have proof that they have money to
pay for an accident where they are at fault.
Question: What is fraud in the context of insurance?
Correct answer: A lie planned to trick others and make them
lose value.
Question: What is insolvency in the context of insurance?
Correct answer: You can't pay your claim.
Question: What is mine subsidence?
Correct answer: Damage to a house (only) by cave-in or
collapse of a mine.
Question: What does it mean to negotiate in the context of
insurance?
Correct answer: Talk with a prospective client about a set
type of insurance and its benefits.

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