PEARSON VUE TEXAS LIFE AND HEALTH INSURANCE TEST QUESTIONS

PEARSON VUE TEXAS LIFE AND HEALTH INSURANCE TEST QUESTIONS
(a) Question: Which of the following long-term care
benefits would provide coverage for care for functionally
impaired adults on a less than 24-hour basis?
A. Residential care
B. Assisted living
C. Home health care
D. Adult day care
Correct answer: D. Adult day care
(b) Question: An insured's long-tern care policy is
scheduled to pay fixed amount of coverage of $120 per
day. The long-term care facility only charged $100 per
day. How much will the insurance company pay?
A. 20% of the total cost
B. $120 a day
C. $100 a day
D. 80% of the total cost

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