PRACTICE EXAM FL PERSONAL LINES 20-44 FLORIDA

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PRACTICE EXAM FL PERSONAL LINES 20-44 FLORIDA

STATUTES

Actual Qs and Ans - Expert-Verified Explanation -Guaranteed passing score -12 Questions and Answers

-Format: Multiple-choice / Flashcard

Question 1: Twisting

Answer:

Knowingly using at incomplete comparison of insurance policies in order to get the insured to buy apology from you

Question 2: Alien

Answer:

And insurance company formed in another country

Question 3: Controlled business

Answer:

When the majority of insurance written is for family members

Question 4: Appointment

Answer:

When authority is given to a licensee to transact or adjust insurance

Question 5: Authorized insurance company

Answer:

An insurance company that is licensed to do business in Florida

Question 6: Foreign

Answer:

An insurance company formed under the laws of another state

Question 7: Temporary License

Answer:

Good for 6 months

Question 8: Domestic

Answer:

And insurance company formed under the laws of Florida

Question 9: Coercion

Answer:

Bank loan officer tells them that in order to qualify for the loan they must purchase insurance from the bank

Question 10: FAJUA

Answer:

Florida Joint Underwritting Association

Question 11: Sliding

Answer:

Charging an applicant for a specific ancillary coverage in addition to the cost of the auto insurance coverage applied for with out his consent

Question 12: Misrepresentation

Answer:

Willful deception of an insurance policy done by dissemination of information