PSI INSURANCE EXAM COMPLETE QUESTIONS WITH DETAILED /

PSI INSURANCE EXAM COMPLETE QUESTIONS WITH DETAILED ANSWERS ( ANSWERS) /

1. If the insurer wishes to share an applicant's HIV
status, the applicant must be given full notice of all of the
following EXCEPT
A-The applicant's rights to maintain privacy
B-An opportunity to refuse the dissemination of the
information
C-Insurer's practices with respect to the treatment of this
information
D-The treatment procedures that are covered by the
policy.
ANS: D
2. All of the following are common exclusions from loss
found in disability income policies EXCEPT for that
incurred while
A) committing a misdemeanor
B) piloting a personal aircraft
C) living overseas
D) serving in the military ANS: A
3. What type of insurance should a company purchase if
it wants to insure the life of its CEO?
A) BOE insurance
B) key person insurance
C) industrial life insurance
D) group life policy ANS: B
4. For an individual long-term care policy there is an
annual dollar limit for tax-deductions that is base on
which of the following?
A) age
B) premium cost
C) cost of care
D) policy value ANS: A

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