PSI INSURANCE EXAM (OH LIFE, ACCIDENT, AND HEALTH) 100% VERIFIED.

PSI INSURANCE EXAM (OH LIFE, ACCIDENT, AND HEALTH) 100% VERIFIED.
Question : Under the misstatement of age or gender
provision, what happens if it is determined at death that
the insured's age or gender was misstated on a life
insurance policy application?
Correct answer: Benefits are adjusted to an amount that
the premium would have purchased at the correct age or
gender.
Question : Which of the following must be given to the
insurer within 20 days after occurrence or
commencement of any loss covered by the policy, or as
thereafter as is reasonably possible?
Correct answer: Notice of claim.
Question : When will a policy pay on a UCR basis?
Correct answer: When particular benefits are not listed
on a payment schedule.
Question : All of the following are non-forfeiture options
EXCEPT
Correct answer: Cash dividend option.

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