PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM

PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM
Question 1: Under the misstatement of age or gender
provision, what happens if it is determined at death that the
insured's age or gender was misstated on a life insurance
policy application?
CORRECT ANSWER: Benefits are adjusted to an amount
that the premium would have purchased at the correct age or
gender.
Question 2: Which of the following must be given to the
insurer within 20 days after occurrence or commencement of
any loss covered by the policy, or as thereafter as is
reasonably possible?
CORRECT ANSWER: Notice of claim.
Question 3: When will a policy pay on a UCR basis?
CORRECT ANSWER: When particular benefits are not
listed on a payment schedule.

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